Mail a check to:
GSMC Homeowners Association, Inc.
48 Granny Squirrel Drive
Andrews, NC 28901
GSMC is short for Granny Squirrel Mountain Club Homeowners Association, Inc.
The Association is a North Carolina non-profit corporation.
All property owners automatically become members of the Association when they acquire a lot in the subdivision.
No. The operating expenses of the Association are paid out of annual maintenance fees and special assessments.
You pay the same amount as the owner of any other lot. Annual maintenance fees and special assessments are not based upon membership in the Association but are charged based on ownership of a lot. Anyone electing not to be a member owes the same amount as members owning the same number of lots but give up their right to vote on issues coming before meetings of the membership including the amount of assessments.
Annual maintenance fees are due on January 1st each year. Special assessments are due on a date established at the time the assessment is passed. Both become past due if not paid within sixty days of the due date.
If owner’s account is past due that owner is suspended and cannot vote at meetings. The past due amount accrues interest at the rate of eighteen (18%) percent per annum. All unpaid amounts create a lien against the lots owned by that individual. Liens are recorded with the county, the property is subject to foreclosure and the owner can be sued. All costs related to filing liens, foreclosing or collection are additional charges for which the owner is responsible.
The Association has a board of directors elected by the membership. The board appoints officers. The board consists of three directors with one being elected each year to a three year term. The officers include a president, secretary, treasurer and such other officers as the board deems appropriate.
The annual meeting of the Association is held in October, usually on the third Saturday. Special meetings are called as necessary. Notice of the date and time of the meetings are sent to all property owners. Meetings take place at the clubhouse.
The owner of each lot is entitled to one vote. Multiple lot owners have the same number of votes as the number of lots they own. Only members in good standing can vote. Members who have a past due account are not in good standing.
The clubhouse, covered bridge, and other common property is owned by the Association.
The pasture and stables are owned by the Association and currently leased to a local farmer who grazes cattle.
Each lot runs to the centerline of the road but a right of way is reserved from each lot for the roads. The right of way is 60 feet, 30 feet from the lot on either side.
Roads are maintained by contractors hired by the Association.
The water system is owned by the Association.
The water system is overseen by a state licensed operator under an agreement with the Association. The operator maintains the water system and is paid by the Association.
No. Normal road maintenance and water system expenses are paid out of annual maintenance fees. Special assessments are used for capital improvements or extraordinary expenses.
No. The covenants do not allow wells to be drilled without the express written consent of the Association. Several houses do have wells which were drilled before the covenants prohibited private wells. Houses cannot be connected to a well and to the water system at the same time due to state regulations prohibiting cross connections.
A cross connection occurs when a property owner connects their house to the water system and another water source such as a well, spring or cistern. State regulations prohibit cross connections. Houses with cross connections will be disconnected from the water system.
Contact the officers/board of GSMC. View Contact Page